In recent years huge advances have been made in veterinary medicine. Veterinary surgeons can now do things to improve the health and welfare of our pets, which would have been unimaginable or impractical only a few years ago.
Not surprisingly, these advanced surgical and medical treatments are often expensive so that the cost of intricate surgery or a prolonged course of treatment may be several hundreds of pounds.
Many pet owners worry that they will not be able to afford to pay for treatment if their dog or cat becomes sick or has a major accident.
We would recommend that you consider insuring your pet against illness, and hope that the following information will be useful in helping you decide which policy is most suited to your needs.
It’s important to be aware that not all pet insurance is the same. Some policies limit the amount of time or money that you can claim for. Don’t just shop around on price alone.
It is often useful to ask the following five key questions so you clearly understand what each policy does and doesn’t cover:
- Will the policy cover my pet for on-going conditions (e.g. eczema) into its old age?
- Will exclusions be placed at renewal for an illness that occurred in the previous year?
- Will my excess or premium increase if I make a claim?
- Will the policy cover: congenital and hereditary illness, hip-related conditions, dental treatment or behavioural conditions?
- Is the provider a pet insurance specialist?
For more information on Pet Insurance.
Why not try before you buy?
For 4 weeks free Petplan insurance, simply click here and quote our practice reference number 1100005188.